Whether or not a Home Care Package is right for you completely depends on your individual circumstances – everyone is different.

Part-pensioners and self-funded retirees will likely have to make a contribution to their Home Care Package, which is something called the ‘Income Tested Fee’. This fee is determined by the government and dependent on your financial situation.

But don’t be too quick to say no to a package just because you may have to contribute. It’s worth getting all the facts and figures before making a decision, particularly if you’re eligible for a level 3 or 4 package. With higher-level packages especially, it’s often financially advantageous to accept the package even if you need to pay a fee.